Guaranteed replacement cost (not available in the general insurance market). If your building is destroyed, this unique coverage pays to replace your building regardless of the actual cost of reconstruction as long as the USPS re-occupies your building.
Building ordinance pays up to $1 million to upgrade damaged or destroyed building to new code or demolish undamaged portions, if required by local ordinance.
Covers loss of rents while building under repair if USPS stops paying rent.
Earthquake, flood and windstorm included in most areas or available in certain high-risk areas.
General liability. Coverage up to $1 million+ per occurrence. Higher limits also available.
Mechanical breakdown of building equipment such as HVAC.
AUSPL Insurance Program includes limited coverage for losses due to mold.
Coverage for loss of rents due to anthrax.
Automatic increases in general liability limits when a new lease is signed.
Also, there is a Main Street Program designed for non-postal commercial buildings owned by postal lessors.
